✦ Faqs
Frequently Asked Questions
No credit score is required. We're here to support underserved entrepreneurs overlooked by traditional banks.
Any small or startup business—food trucks, vendors, clothing shops, and more. New ideas should include a clear plan and timeline.
Usually 1–3 business days. Each application is reviewed carefully before approval.
✦ Quick & Easy Steps
How to Apply
Any aspiring or current entrepreneur in New Jersey can apply. Simply fill out our loan application form and provide accurate, honest details about your business or idea. This helps us understand your needs and determine the best possible support.
Complete your personal and business details
Explain your goals and how the loan will help
Submit a well-thought-out plan (for new businesses)
✦ Know the Terms
Loan Details
We offer flexible, interest-free microloans designed to get your business off the ground with less stress and more freedom.
Loan Amounts: $250 – $2,000
Grace Period: 45 days before repayment begins
Repayment: Fixed monthly payments
Terms Based on: Your application and our review
Need Help?: We're here if repayment becomes difficult
✦ Your Journey Starts Now
Let’s Build Something Great Together
Whether you're ready to launch or support, it all starts here.